Please read these terms carefully before using our services.
By accessing or using the LIV Insurance Brokers & Agents Ltd website, mobile application, or purchasing any of our products, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using our services.
You must be at least 18 years old and legally capable of entering into contracts to use our insurance products or online services. By registering, you represent that you meet these eligibility criteria.
Product descriptions on this site are for general informational purposes. The final terms of any policy you purchase are governed by the policy document issued to you. In the event of any discrepancy, the policy document prevails.
All premiums must be paid by the due date stated on your invoice or policy schedule. Failure to pay may result in policy lapse or cancellation in accordance with applicable regulations.
To file a claim, you must follow the procedures outlined on our Claims Assistance page and in your policy document. Submission of fraudulent claims is strictly prohibited and may result in legal action and policy termination.
All content on this website—including text, graphics, logos, and software—is the property of LIV Insurance Brokers & Agents Ltd or its licensors. Unauthorized use or reproduction is prohibited.
We respect your privacy. Our collection and use of personal data are governed by our Privacy Policy, which forms part of these Terms & Conditions.
LIV Insurance Brokers & Agents Ltd will not be liable for any indirect, incidental, or consequential damages arising from your use of our services, except as required by applicable law.
We may update these Terms & Conditions at any time. Continued use of our services after changes constitutes acceptance of the revised terms. Last updated: July 2, 2025.
These Terms are governed by the laws of the State of Florida, USA. Any disputes will be resolved in the courts located in Miami‑Dade County.
For questions regarding these Terms & Conditions, please email t.baker@livinsure.com or call +1 242-326-5123